Financial Engineering & Compliance (Sharia)

Technology Serving Financial Rigor

Developing a financial product (FinTech) requires absolute mastery of business, accounting, and regulatory rules. An algorithm can be technically perfect, but if it doesn't comply with regulatory standards, the product is not viable.

My field experience within leading institutions has forged a culture of accuracy that I infuse into every SaaS product or Data tool I develop.

My Areas of Intervention

• Accounting Controls & Reconciliations: Building on my experience at Attijariwafa Bank (AWB), I design IT systems capable of automating complex accounting controls and ensuring the financial integrity of workflows.
• Regulatory Compliance (Bank Al-Maghrib): I assist financial institutions and FinTechs in digitizing their reporting and compliance processes required by the central bank (Bank Al-Maghrib) or international regulators.
• Participatory Finance & Sharia Compliance: I am currently pursuing an advanced certification program in participatory finance and Sharia compliance. This rare expertise allows me to audit and design Islamic financial products (Murabaha, Ijara, Mudaraba) that are ethically compliant and technologically scalable.
• Financial Modeling: I use Data & BI tools (Python, R, Power BI) to model credit risk, calculate scoring, and forecast cash flows.

A Comprehensive Vision

My dual profile—a trained financial expert and an experienced developer—allows me to converse as an equal with your CFOs and compliance officers, and then immediately translate their requirements into robust code.